401(k)

The 401(k) plan you and your employees deserve.

A modern Retirement Plan built for startups and businesses of all sizes.

Get Started

401(k)

The 401(k) plan you and your employees deserve.

A modern Retirement Plan built for startups and businesses of all sizes.

Get Started

401(k)

Own your retirement

Built for startups and businesses of all sizes.

Get Started

A modern retirement plan for startups and businesses of all sizes

A 401(k) is a retirement savings and investing plan that employers offer. A 401(k) plan gives employees a tax break on money they contribute. Contributions are automatically withdrawn from employee paychecks and invested in funds of the employee’s choosing – don’t worry, we can help you choose!

Contributions up to $61,000

Employees can contribute to their 401(k)s, with total contributions capped at $58,000 for 2021 and $61,000 for 2022.

Help offset your income taxes

Your contributions are tax-deductible so you can reduce your tax liability for the year you contribute.

Keep things simple

Let us handle the heavy lifting – we do the administration, compliance, and recordkeeping to make your job easy.

Plan Design Features

We’ll help you design a plan that fits your needs.

Traditional 401(k) & Roth 401(k)

Choose from both pre-tax and Roth options when setting up your plan.

Profit sharing

Set up the option to make discretionary year-end contributions to your employees’ 401(k) accounts. It’s a tax-deferred bonus.

Safe Harbor

Our Safe Harbor plans help you and your employees save more and automatically satisfy most IRS nondiscrimination tests.

Matching options

Give your employees more incentive to participate in your 401(k).

Compare SEP IRA vs. SIMPLE IRA vs. 401(k)    See which retirement plan might make sense for your business.

WHY ATTICUS

Intelligent investing

We can recommend a professionally managed investment portfolio that rebalances automatically.

A guiding hand

We offer investment portfolio recommendations, financial education, and email support.

No transaction fees

We won’t nickel and dime your account. We don’t charge distribution, rollover or commission fees.

401(k) PRICING starting at
$49 /month base fee
+ $8 per active participant

Compare 401(k) plans

Have employees?
You can easily enroll them for just $8 per active participant.

401(k) PRICING starting at
$49 /month base fee
+ $8 per active participant

Compare 401(k) plans

Have employees?
You can easily enroll them for just $8 per active participant.

WHY ATTICUS

Intelligent investing

We can recommend a professionally managed investment portfolio that rebalances automatically.

A guiding hand

We offer investment portfolio recommendations, financial education, and email support.

No transaction fees

We won’t nickel and dime your account. We don’t charge distribution, rollover or commission fees.

Customized Investment Options

We offer a diverse range of investment choices that keep
investment fees to an industry low.

Managed portfolios

We help employees assess their risk tolerance, then recommend a portfolio of funds that matches their goals.

Funds

Employees also have the option of choosing from over 40 index funds from Vanguard and other low-cost providers.

Why offer a retirement plan to employees?

Attract & retain quality employees

A qualified retirement plan can help your firm look more attractive to qualified employees. Finding quality employees can be a challenge today, especially when a job seeker is considering multiple job offers.

Lower income taxes

As a business owner you are able to match the contributions made by your employees. Your matching contributions (up to acceptable limits) are tax deductible. When starting a plan, you may also qualify for an additional tax credit.

Invest in your own retirement

You can invest money for your own retirement in the plan you set up for your employees. And, thanks to tax-free compounding of retirement plans,  you’ll unlock financial freedom for your future.

COST FOR EMPLOYERS

Get the 401(k) pricing plan that works for you

Core

$49 /month
+ $8 per active participant

A seamless Safe Harbor 401(k) for small businesses that want to make an employer contribution.

  • Payroll integration with Gusto, QuickBooks Online, and 15+ other providers.

  • Automated recordkeeping, plan admin, and employee onboarding.

  • We serve as your 3(38) and 3(16) fiduciary and handle certain IRS and DOL reporting and filings.
Get started
Flex

$79 /month
+ $8 per active participant

A 401(k) for businesses that want the flexibility to pick and choose features to meet their goals.

Everything in our Core plan, plus:

  • Flexibility to open a Safe Harbor 401(k) plan or traditional 401(k) plan.
  • Add features like employer contributions, profit sharing and vesting schedules.
  • We conduct additional IRS nondiscrimination testing for traditional plans.
Get started
Max

$129 /month
+ $8 per active participant

Our most customizable 401(k) for business owners who want to maximize savings and receive dedicated support.

Everything in our Flex plan, plus:

  • Custom features like new comparability profit sharing.
  • Dedicated onboarding specialist and account manager.
  • Support for controlled group plans.
Get started
Core

$49 /month
+ $8 per active participant

A seamless Safe Harbor 401(k) for small businesses that want to make an employer contribution.

  • Payroll integration with Gusto, QuickBooks Online, and 15+ other providers.

  • Automated recordkeeping, plan admin, and employee onboarding.

  • We serve as your 3(38) and 3(16) fiduciary and handle certain IRS and DOL reporting and filings.
Get started
Flex

$79 /month
+ $8 per active participant

A 401(k) for businesses that want the flexibility to pick and choose features to meet their goals.

Everything in our Core plan, plus:

  • Flexibility to open a Safe Harbor 401(k) plan or traditional 401(k) plan.
  • Add features like employer contributions, profit sharing and vesting schedules.
  • We conduct additional IRS nondiscrimination testing for traditional plans.
Get started
Max

$129 /month
+ $8 per active participant

Our most customizable 401(k) for business owners who want to maximize savings and receive dedicated support.

Everything in our Flex plan, plus:

  • Custom features like new comparability profit sharing.
  • Dedicated onboarding specialist and account manager.
  • Support for controlled group plans.
Get started