A retirement account for the self-employed
SEP stands for Simplified Employee Pension. SEP IRAs are popular retirement accounts for self-employed individuals and other small business owners.
Contributions up to $66,000
Add money when it’s convenient—up to 25% of your annual compensation, capped at $61,000 for 2022 and $66,000 for 2023.
Help offset your income taxes
Your contributions are tax-deductible so you can reduce your tax liability for the year you contribute.
Keep things simple
Minimal paperwork, minimal administrative tasks, and no annual DOL reporting requirements.
Customized Investment Options
We offer a diverse range of investment choices that keep
investment fees to an industry low.
Managed portfolios
We help employees assess their risk tolerance, then recommend a portfolio of funds that matches their goals.
Atticus models
Employees also have the option of choosing from over 20 curated model portfolios we’ve developed at Atticus.
Why offer a retirement plan to employees?
Attract & retain quality employees
A qualified retirement plan can help your firm look more attractive to qualified employees. Finding quality employees can be a challenge today, especially when a job seeker is considering multiple job offers.
Lower income taxes
As a business owner you are able to match the contributions made by your employees. Your matching contributions (up to acceptable limits) are tax deductible. When starting a plan, you may also qualify for an additional tax credit.
Invest in your own retirement
You can invest money for your own retirement in the plan you set up for your employees. And, thanks to tax-free compounding of retirement plans, you’ll unlock financial freedom for your future.